Medical Students

During medical school, the focus on daily studies, tests and finding a match to the discipline you’re going to pursue doesn’t leave much time for anything else, let alone evaluating how protected you and your loved ones are from the impact of an accident or illness (or worse).

Thankfully, the majority of US medical schools automatically provide their medical students with long term disability insurance that will provide a monthly income to help meet some of your bills and to reimburse cover loan repayments. And many of these offerings school guarantee a graduate’s ability to keep their protection during training and practice years without having to answer any questions about current or pre-existing health conditions.

How InsMed Helps Medical Students

As a medical student nears graduation there a lot of decisions that need to be made. Issues such as finding housing, moving possessions, creating new back accounts, telephone numbers and travel plans and often financial wellness issues such as evaluating your benefits provided by your upcoming residency time sensitive benefit opportunities are often overlooked.

At InsMed we work with your time constraints to help evaluate the level of protection your teaching hospital will provide you during your residency program and the steps you can take to make sure you can meet your monthly expenses, make sure your loved ones will always be financially protected and start building a path to financial wellness.

How insmed helps medical students eligible for plans we support

When we focus on protecting the financial wellness of a medical school’s student body, we always look to introduce insurance coverage that addresses their income protection needs during medical school and in the years as a resident, fellow and practicing physician. These policies are designed to provide protection for your income and reimburse most if not all of any student loan obligations that need to be paid whether you’re working or not.

These policies include a very special provision that allows graduates to secure coverage specifically designed to address meet the budgetary challenges most residents face during their training programs and guarantee your right to obtain an even greater amount of protection during your practice years.

This coverage is only available to graduating medical students at schools that have implemented your current coverage. This offering doesn’t require you to satisfy any medical questions or exams and could be a once in a lifetime opportunity for anyone taking medications or seeking counseling for stress, suffering from the lingering effects of a virus or any other chronic conditions.

This coverage is only available until 30 days after your date of graduation.

Additional Insurance Needs to Consider

While insuring your income is an important first step in protecting your future, there are other risks to yourself and your loved ones that that you should consider. These issues include:

Would you or your loved ones have any ongoing obligations to repay your student loans during a disability?
If you have a private student loan that was co-signed, how would the loan obligation be paid in the event of your passing?
If you are married, have children or are providing money to support family members, have you secured their future in the event of your passing?

Alreday a Policy Holder?

We always love to hear from you about any needs you have, changes in your personal or professional life it to just say hello. Please contact us using the link below or call us at 800-214-7039.